3 thoughts on “What is the general interest of mortgage gold?”
Jamie
How much money is mortgaged
In general, recycling is based on the basic gold price of the day to minus a certain labor cost (10-50 yuan) and losses. The standards of each recycler are different, and the recovery prices of gold will also be very different. In addition, there are not many gold recycling companies in Golden Stores. You can choose a pawnshop, professional recycling company or individual recycling, gold and silver processing points, etc.
According to the current regulations, the maximum interest rate of the golden pawn is 4.2%of the comprehensive fee plus the bank loan interest rate of the same period, and the maximum monthly interest rate is about 4.6%. Of course, most of the pawn banks will now be in golden pawns with more preferential interest rates, because gold is hard currency and is easy to achieve. The pawn owner needs to calculate your interest based on the amount of the amount of you in the gold, and then calculate your interest based on the pawn amount. If you are in gold, pawn, the price will generally be about 20 lower than the market price of the day.
The process of gold bars is also good. Professionals think gold and price. Of course, the most important thing is the fineness, which also affects the recycling price. But the price of gold is separated from the original purchase. Because gold has a processing fee in its manufacturing process, and pawn is not counted. As for the interest mortgage gold interest, it is very low, generally only about two %.
Generally, it will be adjusted according to international gold prices, and it will be about 20-30 yuan. In addition, the recent fluctuation trend of market market will be considered and your use of time is considered. Check the price of Hexun Golden RMB, float around 20, talk to pawn banks, and the flexible pawn bank will agree. This is the calculation method of the principal unit price. If interest is calculated according to the current period. In the current period of 30 days and one period, the cost per period is 4.5%, that is, 10,000 yuan 30 days 450 yuan, and the expiration can be renewed, but if the market fluctuates large, the pawn bank will be renewed currently. Re -estimation of mortgagers may require you to repay some principal according to the difference, but this situation is relatively small. However, it is recommended not to be too long. According to your own situation, accounting, jurisdiction, and corresponding consequences, it is better to draw it within 6 months.
How much money is mortgaged
In general, recycling is based on the basic gold price of the day to minus a certain labor cost (10-50 yuan) and losses. The standards of each recycler are different, and the recovery prices of gold will also be very different. In addition, there are not many gold recycling companies in Golden Stores. You can choose a pawnshop, professional recycling company or individual recycling, gold and silver processing points, etc.
According to the current regulations, the maximum interest rate of the golden pawn is 4.2%of the comprehensive fee plus the bank loan interest rate of the same period, and the maximum monthly interest rate is about 4.6%. Of course, most of the pawn banks will now be in golden pawns with more preferential interest rates, because gold is hard currency and is easy to achieve. The pawn owner needs to calculate your interest based on the amount of the amount of you in the gold, and then calculate your interest based on the pawn amount. If you are in gold, pawn, the price will generally be about 20 lower than the market price of the day.
The process of gold bars is also good. Professionals think gold and price. Of course, the most important thing is the fineness, which also affects the recycling price. But the price of gold is separated from the original purchase. Because gold has a processing fee in its manufacturing process, and pawn is not counted. As for the interest mortgage gold interest, it is very low, generally only about two %.
Generally, it will be adjusted according to international gold prices, and it will be about 20-30 yuan. In addition, the recent fluctuation trend of market market will be considered and your use of time is considered. Check the price of Hexun Golden RMB, float around 20, talk to pawn banks, and the flexible pawn bank will agree. This is the calculation method of the principal unit price.
If interest is calculated according to the current period. In the current period of 30 days and one period, the cost per period is 4.5%, that is, 10,000 yuan 30 days 450 yuan, and the expiration can be renewed, but if the market fluctuates large, the pawn bank will be renewed currently. Re -estimation of mortgagers may require you to repay some principal according to the difference, but this situation is relatively small. However, it is recommended not to be too long. According to your own situation, accounting, jurisdiction, and corresponding consequences, it is better to draw it within 6 months.